LICENSED MORTGAGE FOOTPRINT
Direct mortgage guidance across ten states.
Billy works with eligible purchase, refinance, home-equity, self-employed, and investor scenarios throughout Lit Financial's licensed footprint shown below.
HOME BASE
Troy, Michigan
3221 W Big Beaver Rd, Suite 313, Troy, MI 48084
Billy Abdallah · NMLS #1579598
Lit Financial Corporation · NMLS #2553292
Where Billy can help
Licensed service areas.
Product availability, guidelines, timing, and eligibility vary by state and borrower.
Start with your goal
Choose the path that fits the question.
Purchase & pre-approval
Plan a first home, next home, vacation property, or investment purchase.
Explore purchase options →Refinance & cash flow
Review rate-and-term, cash-out, or debt-consolidation tradeoffs.
Review refinance options →Home equity
Explore eligible HELOC paths while keeping the first mortgage in place.
Explore home equity →Self-employed & investor
Discuss bank-statement, DSCR, and other alternative-documentation scenarios.
Explore non-QM →Direct access
Is your state or scenario a fit?
Send Billy the basics. He will confirm the service area and help you identify a sensible next step without requesting sensitive information here.
View Billy's official Lit Financial profile →