I need a pre-approval.
Complete the secure mortgage application so Billy can review the information needed to discuss qualification and purchase options.
Start applicationHOME PURCHASE · PRE-APPROVAL
Buy with clarity from the very first conversation.
Whether you're just starting to shop or already found the home, Billy can help you compare purchase options and build a financing plan around the deal in front of you.
ConventionalFHAVAJumboBank StatementDSCRNon-QM
YOUR PURCHASE ROADMAP
01Get preparedUnderstand budget, documentation, and financing options.
02Get pre-approvedBuild a stronger position before you make an offer.
03Close with confidenceStay informed through processing, underwriting, and closing.
Where are you in the process?
Start at the stage you're actually in.
I already found the home.
If you're under contract or ready to write, start the application and call Billy so timing and next steps can be reviewed right away.
Call BillyI want a second opinion.
Already have a quote? Billy can review the structure and discuss whether another lender or program may fit the goal better.
Request a reviewPurchase programs
From traditional mortgages to Non-QM, compare the path that fits the deal.
The right structure depends on the borrower, the property, income documentation, occupancy, down payment, and the bigger financial goal. Billy can help compare both traditional and alternative-documentation programs.
Explore Self-Employed & Investor Options →ConventionalFlexible financing for many primary residence, second-home, and investment scenarios.
FHAA government-insured path that may fit buyers who benefit from FHA credit or down-payment guidelines.
VAPurchase financing for eligible veterans, service members, and qualifying borrowers.
JumboOptions for loan amounts above conforming limits, subject to lender guidelines.
Bank Statement / Self-EmployedAlternative income-documentation options for eligible self-employed borrowers when traditional tax-return qualification may not tell the full story.
DSCR / InvestorInvestment-property financing where eligible borrowers may qualify primarily from the property’s rental cash flow rather than personal income.
Other Non-QMAdditional alternative-documentation and investor programs may be available depending on the borrower, property, and lender guidelines.
★★★★★
“We were in a very desperate situation after our first lender couldn't get us cleared to close... That's when we called Billy Abdallah, and he was absolutely amazing! He got us approved and cleared to close in just 4 days.”
Dani DiazPublic Google Review
Individual experience only. Approval and closing timelines vary and are not guaranteed.
Direct access
Want to talk before you apply?
Tell Billy where you are in the home-buying process and he can follow up before you complete the full application.
View Billy's official Lit Financial profileYour next move
Ready to get pre-approved?
Use Billy's secure Lit Financial application to start the purchase process.